Card payments and bank payouts are not open. You can still read an offer, a total on a screen, and the words the product uses for money. Authorization, capture, a transfer to a connected account, and a payout to a bank are different events. None of them should be described as one instant payment. If a screen looks like checkout, it is not permission to pay while this gate is held.
Where to go
Read the amount on the offer. Payout words, when a payout screen exists, are separate from that amount. Card payments and bank payouts are not open, so a checkout-shaped screen is not permission to pay.
What to do
- Read the amount on the offer before you accept it.
- Use the deal or the payout screen for the latest status when one is shown.
- Treat Pending and In transit as not paid to the bank.
- Open Why are financial features unavailable? if you need the short version.
What you should see
When a payout row exists, the labels are Submitted to the payment partner, Waiting to be sent to your bank, Sent toward your bank, not confirmed, Stripe reports paid, Not paid — the bank payout failed, Canceled before it was paid, Held, and Under review. Waiting and in transit are not paid. Stripe reports paid still tells you to confirm with your bank, because a later return can change it. No payout row is expected while payouts are not open.
What this does not mean
- A transfer is not a deposit in your bank.
- Stripe reports paid is not the same as a bank receipt, and a later failure is still possible.
- This page does not publish a fee percentage.